These terms and conditions (“T&Cs”) apply between you, the User of this website www.nplmarkets.com (“Website”) (including any sub-domains, unless expressly excluded by their own T&Cs), and NPLMarkets Limited, the owner and operator of this Website. Please read these T&Cs carefully, as they affect your legal rights. Your agreement to comply with and be bound by these T&Cs is deemed to occur upon your first use of the Website. If you do not agree to be bound by these T&Cs, you should stop using the Website immediately.

1.1. In these T&Cs, ‘User’ or ‘Users’ means any third party that accesses the Website and is not either (i) employed by NPLMarkets Limited and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to NPLMarkets Limited and accessing the Website in connection with the provision of such services.

1.2. You must be at least 18 years of age to use this Website. By using the Website and agreeing to these T&Cs, you represent and warrant that you are at least 18 years of age.

1.3. These T&Cs must be read in conjunction with NPLMarkets Limited Privacy Policy, available at www.nplmarkets.com/privacy-policy

Intellectual Property and Acceptable Use

All Content included on the Website created by NPL Markets, unless uploaded by Users, is the property of NPLMarkets Limited, our affiliates or other relevant third parties. In these T&Cs, ‘Content’ means any text, graphics, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users. By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the site without the owner’s prior written permission.

1.4. You may, for your own personal, non-commercial use only, retrieve, display and view the Content on a computer screen.

1.5. You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any Content without the written permission of NPLMarkets Limited.

1. Prohibited Use

1.1. You may not use the Website for any of the following purposes:

1.1.1. in any way which causes, or may cause, damage to the Website or interferes with any other person’s use or enjoyment of the Website;

1.1.2. in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of any applicable law, regulation, governmental order; or

1.1.3. making, transmitting or storing electronic copies of Content protected by copyright without the permission of the owner.

2. Registration

2.1. You must ensure that the details provided by you on registration or at any time are correct and complete.

2.2. We may suspend or cancel your registration with immediate effect for any reasonable purposes or if you breach these T&Cs.

2.3. You may cancel your registration at any time by informing us in writing to the address at the end of these T&Cs.

3. Password and Security

3.1. When you register on this Website, you may be asked to create a password, which you should keep confidential and not disclose or share with anyone.

3.2. If we have reason to believe that there is or is likely to be any misuse of the Website or breach of security, we may require you to change your password or suspend your account.

4. Available of the Website and Disclaimers

4.1. Any online facilities, tools, services or information that NPLMarkets Limited makes available through the Website, and the Website itself (“Service”) is provided “as is” and on an “as available” basis. We give no warranty that the Service will be free of defects and/or faults. To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality. NPLMarkets Limited is under no obligation to update information on the Website.

4.2. Whilst NPLMarkets Limited uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, we give no warranty or guaranty in that regard and all Users take responsibility for their own security, that of their personal details and their computers.

4.3. NPLMarkets Limited accepts no liability for any disruption or non-availability of the Website.

4.4. NPLMarkets Limited reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, any products and/or services available. These T&Cs shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

5. Limitation of Liability

5.1. Nothing in these T&Cs will: (a) limit or exclude our or your liability for death or personal injury resulting from our or your negligence, as applicable; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; or (c) limit or exclude any of our or your liabilities in any way that is not permitted under applicable law.

5.2. We will not be liable to you in respect of any losses arising out of events beyond our reasonable control.

5.3. To the maximum extent permitted by law, NPLMarkets Limited accepts no liability for any of the following:

5.3.1 any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill or commercial opportunities;

5.3.2 loss or corruption of any data, database or software; and/or

5.3.3 any special, indirect or consequential loss or damage.

6. General

6.1. You may not transfer any of your rights under these T&Cs to any other person. We may transfer our rights under these T&Cs where we reasonably believe your rights will not be affected.

6.2. These T&Cs may be varied by us from time to time. Such revised terms will apply to the Website from the date of publication. Users should check the T&Cs regularly to ensure familiarity with the then current version.

6.3. These T&Cs contain the whole agreement between the parties relating to its subject matter and supersede all prior discussions, arrangements or agreements that might have taken place in relation to the T&Cs.

6.4. The Contracts (Rights of Third Parties) Act 1999 shall not apply to these T&Cs and no third party will have any right to enforce or rely on any provision of these T&Cs.

6.5. If any court or competent authority finds that any provision of these T&Cs (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of these T&Cs will not be affected.

6.6. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

6.7. These T&Cs shall be governed by and interpreted according to the law of England and Wales and all disputes arising under these T&Cs (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction of the English and Welsh courts.

7. NPLMarkets Limited Details

7.1. NPLMarkets Limited is a company incorporated in England and Wales with registered number 11311251 whose registered address is The Malthouse Shoelands Seale Lane, Puttenham, Farnham, Surrey, United Kingdom, GU10 1HL and it operates the Website http://www.NPLMarkets.com.

7.2.You can contact NPLMarkets Limited by email on info@nplmarkets.com.